EASY TO APPLY
With our automated loan process, businesses can know if they credit qualify for an IOU Central small business loan within minutes.
FIXED DAILY LOAN PAYMENTS
Fixed automated daily repayments means businesses don't have to worry about managing cash flows to make next month's payment.
NO UP FRONT COSTS
There are no upfront costs to apply or qualify for an IOU Central small business loan.
SAVE ON EARLY REPAYMENT
We are a simple interest lender - so you only pay interest on the unpaid principal balance every day.
IOU Central offers small business loans without the bureaucracy encountered with a bank and at a fraction of the cost of a merchant cash advance.
IOU clients are eligible to apply for loan renewal once 40% of the principal has repaid. Benefits of a Renewal can be a higher loan amount or lower rate with good repayment history.