Recently Funded Loans:   
All Other Store Or Online Retailers Wholesellers in Pennsylvania - $60,000.00
Supermarkets Other Grocery Stores in New York - $30,000.00
Sporting Goods Stores in Texas - $50,000.00
All Other Store Or Online Retailers Wholesellers in Colorado - $30,000.00
All Other Medical Professionals in Colorado - $20,000.00
Casual Dinning Restaurant $$- in Kansas - $50,000.00
Barber Shops Beauty Salons Nail Salons in California - $30,000.00
Auto Or Boat Dealership in Minnesota - $40,000.00
Auto Or Boat Dealership in Colorado - $100,000.00
All Other Store Or Online Retailers Wholesellers in California - $99,000.00
Trucking And Towing Services in Nevada - $50,000.00
All Other Medical Professionals in North Carolina - $28,000.00
Supermarkets Other Grocery Stores in Georgia - $30,000.00
Other Specialty Trade Contractors Home Building Renovation in Georgia - $100,000.00
All Other Businesses And Professional Services in South Carolina - $30,000.00
Casual Dinning Restaurant $$- in Florida - $100,000.00
Clothing Stores in Pennsylvania - $40,000.00
Automotive Garage in Wisconsin - $60,000.00
Landscaping Services in California - $65,000.00
Automotive Garage in Ohio - $20,000.00
Casual Dinning Restaurant $$- in Arizona - $0.00
Gym Fitness Centers in New York - $10,000.00
Dentists in Massachusetts - $60,000.00
All Other Store Or Online Retailers Wholesellers in California - $25,000.00
Home Health Care Services Wellness Center in Connecticut - $100,000.00
Day Care Centers in New York - $15,000.00
All Other Businesses And Professional Services in New York - $100,000.00
All Other Businesses And Professional Services in Florida - $50,000.00
Automotive Garage in Virginia - $20,000.00
Physicians Medical Clinics in California - $60,000.00

Small Business Loans

Loans up to $100,000 in days.

APPLY FOR a LOAN
Dentist
I was able to get my practice a bigger loan because IOU makes loans off total business deposits not just credit card receivables. IOU Dentist Client - Peoria, AZ
Florist
IOU Central's 12 month loan, low cost to borrow and fixed payment really helped us grow our business. We were recently even able to open up a new location! IOU Retail Client - Villa Park, Ill
Auto Repair
As a business owner my time is limited. I completed IOU's online application in a few minutes, closed the loan online and funded in about a day!! All I can say is WOW!! IOU Auto Repair Client - Jacksonville, FL
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Lower Cost to Borrow and Lower Payments.
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Complete our easy online loan application in less than 10 minutes.
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Approvals and Funds in as little as 2 days!!
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Use an IOU Central loan today to strengthen your business tomorrow.
Bakery Owners

BAKERY OWNERS $23,000

$23K Helped us add a new oven which has help our sales and profits. 12 month term / low fixed daily payment - We loved it!.

Hotel Owner

HOTEL OWNER $82,000

$82,000 Funded a marketing campaign and remodel for my hotel that should drive a substantial revenue increase over the next few years.

Doctor

DOCTOR $70,000

This $70,000 loan helped us expand our office space allowing us to see more patients and grow our practice.

Easy to Apply

With our automated loan process, businesses can know if they credit qualify for an IOU Central small business loan within minutes.

No Up Front Costs

There are no upfront costs to apply or qualify for an IOU Central small business loan.

Affordable Rates

IOU Central offers small business loans without the bureaucracy encountered with a bank and at a fraction of the cost of a merchant cash advance.

Fixed Daily Loan Payments

Fixed automated daily repayments means businesses don't have to worry about managing cash flows to make next month's payment.

Save on Early Repayment

We are a simple interest lender - so you only pay interest on the unpaid principal balance every day.

Loan Renewals

IOU clients are eligible to apply for loan renewal once 50% of the loan has repaid. Benefits of a Renewal can be a higher loan amount or lower rate with good repayment history.

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