Recently Funded Loans:   
Hotels And Motels in Alabama - $50,000.00
Dentists in Texas - $38,000.00
Casual Dinning Restaurant $$- in Texas - $100,000.00
Automotive Garage in New York - $30,000.00
All Other Store Or Online Retailers Wholesellers in Florida - $25,000.00
Other Specialty Trade Contractors Home Building Renovation in Hawaii - $100,000.00
Automotive Parts Accessories Tire Stores in Texas - $60,000.00
Furniture Home Appliance Stores in Florida - $25,000.00
Physicians Medical Clinics in California - $50,000.00
All Other Businesses And Professional Services in Illinois - $100,000.00
Other Specialty Trade Contractors Home Building Renovation in Florida - $100,000.00
Gasoline Stations Incl Convenience Stores W Gas in Hawaii - $50,000.00
Jewelry Stores in California - $70,000.00
Automotive Parts Accessories Tire Stores in California - $60,000.00
Fast Food Restaurants in Georgia - $100,000.00
All Other Store Or Online Retailers Wholesellers in West Virginia - $42,000.00
Entertainment Recreation Centers in California - $45,000.00
Other Specialty Trade Contractors Home Building Renovation in Texas - $5,000.00
Auto Or Boat Dealership in Alabama - $100,000.00
Casual Dinning Restaurant $$- in Illinois - $75,000.00
Hardware Home Improvement Stores in Colorado - $100,000.00
Plumbing Heating Air Conditioning Contractors in Florida - $70,000.00
All Other Store Or Online Retailers Wholesellers in Alabama - $60,000.00
Home Health Care Services Wellness Center in Massachusetts - $60,000.00
Chiropractors in Tennessee - $24,000.00
Day Care Centers in Minnesota - $50,000.00
All Other Store Or Online Retailers Wholesellers in Minnesota - $15,000.00
All Other Businesses And Professional Services in California - $100,000.00
Casual Dinning Restaurant $$- in Utah - $65,000.00
Other Specialty Trade Contractors Home Building Renovation in Massachusetts - $50,000.00

Small Business Loans

Loans up to $100,000 in days.

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Dentist
I was able to get my practice a bigger loan because IOU makes loans off total business deposits not just credit card receivables. IOU Dentist Client - Peoria, AZ
Florist
IOU Central's 12 month loan, low cost to borrow and fixed payment really helped us grow our business. We were recently even able to open up a new location! IOU Retail Client - Villa Park, Ill
Auto Repair
As a business owner my time is limited. I completed IOU's online application in a few minutes, closed the loan online and funded in about a day!! All I can say is WOW!! IOU Auto Repair Client - Jacksonville, FL
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Lower Cost to Borrow and Lower Payments.
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Complete our easy online loan application in less than 10 minutes.
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Approvals and Funds in as little as 2 days!!
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Use an IOU Central loan today to strengthen your business tomorrow.
Bakery Owners

BAKERY OWNERS $23,000

$23K Helped us add a new oven which has help our sales and profits. 12 month term / low fixed daily payment - We loved it!.

Hotel Owner

HOTEL OWNER $82,000

$82,000 Funded a marketing campaign and remodel for my hotel that should drive a substantial revenue increase over the next few years.

Doctor

DOCTOR $70,000

This $70,000 loan helped us expand our office space allowing us to see more patients and grow our practice.

Easy to Apply

With our automated loan process, businesses can know if they credit qualify for an IOU Central small business loan within minutes.

No Up Front Costs

There are no upfront costs to apply or qualify for an IOU Central small business loan.

Affordable Rates

IOU Central offers small business loans without the bureaucracy encountered with a bank and at a fraction of the cost of a merchant cash advance.

Fixed Daily Loan Payments

Fixed automated daily repayments means businesses don't have to worry about managing cash flows to make next month's payment.

Save on Early Repayment

We are a simple interest lender - so you only pay interest on the unpaid principal balance every day.

Loan Renewals

IOU clients are eligible to apply for loan renewal once 50% of the loan has repaid. Benefits of a Renewal can be a higher loan amount or lower rate with good repayment history.

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